Line up to 3 lenders side by side — different banks, brokers, rates, terms and amortizations — and see which deal actually costs less.
Assumptions effective 2026-01-01. Regulatory figures (stress-test rules, down-payment brackets, CMHC tiers, rebates) are managed in Admin → Calculators.
Answers to common questions about the compare mortgage scenarios
Both move your total cost. A lower rate with a longer amortization can still cost more interest overall — the total-interest row in the comparison makes the trade-off visible.
Yes — set one scenario to a variable rate to see the payment and interest difference against fixed offers over the same term.
Calculations use current Canadian mortgage rules, including the mortgage stress test and CMHC insurance tiers. For informational purposes only — not financial advice. Confirm details with your mortgage professional before making decisions.