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130 ST DAVID STREET S, Centre Wellington (Fergus) — listed at $749,000. Earn buyer cashback at closing. No catches, just more money in your pocket.
Step into a rare creative and income-generating opportunity with this circa-1880, 3-storey semi-duplex in the heart of downtown Fergus Ontario. Rich in character and layered with history, this property offers the kind of authentic architectural canvas artists crave-paired with the fundamentals investors value.Overlooking the Grand River, the setting is as inspiring as it is desirable. Inside, exposed stone walls, high ceilings, and oversized windows create a light-filled, studio-like atmosphere full of texture and warmth. The main and lower levels-fully renovated in 2022-currently operate as a successful Airbnb, providing immediate income with strong guest appeal.The main level blends craftsmanship and nostalgia, featuring a character-rich kitchen with custom cherry wood cabinetry and vintage-style appliances, plus open living and dining areas ideal for entertaining or creative work. The lower level offers a spacious bedroom and flexible storage, perfect for a studio or extended-stay use.Upstairs, the second and third floors form a separate tenanted unit with a retro-modern aesthetic. This inviting space includes a cozy living room, charming kitchen, and sunlit breakfast area. The third-floor primary suite is a standout, with a large skylight and walk-out to a private rooftop-style terrace-an ideal retreat for relaxing or hosting.For artists, this is a live/work space full of soul and inspiration. For investors, it's a proven dual-income property with flexibility and upside. A durable metal roof, updated furnace, and thoughtful renovations mean key upgrades are already complete.A truly unique offering where heritage charm meets creative potential and strong returns. Tenant pays $1425 a month plus all utilities except water. AirBnb income approx $28,000 a year. (id:60164)
| Room | Level | Dimensions |
|---|---|---|
| Dining room | Main level | 2.58 x 2.12 meters |
| Kitchen | Main level | 1.85 x 2.58 meters |
| Living room | Main level | 2.58 x 5.15 meters |
| Eating area | Second level | 3.77 x 2.15 meters |
| Living room | Second level | 3.77 x 2.74 meters |
| Kitchen | Second level | 2.61 x 4.36 meters |
| Primary Bedroom | Third level | 3.91 x 6.81 meters |
| Bedroom | Basement | 3.68 x 5.16 meters |
How is the space laid out across floors?+
This is a 2-storey single family. The 2 bedrooms and 2 bathrooms are typically split with living areas on the main floor and bedrooms above — confirm the exact layout during a showing.
Does it have a basement, and is it finished?+
The listing describes the basement as: Separate entrance, Walk-up, N/A, N/A. Confirm the finishing status during a showing — it affects both livable space and resale value.
What are the ongoing costs beyond the mortgage?+
Budget for annual property taxes of $3,679.56, heating is forced air, natural gas. Always verify the latest figures with your agent before making an offer — these change yearly.
Who is 130 ST DAVID STREET S best suited for?+
With 2 bedrooms and 2 bathrooms, this is ideal for a couple, a small family, or as a low-maintenance investment property.
How is the home heated? Is it efficient?+
Heating is forced air, natural gas. Gas heating is generally the most cost-efficient option in Ontario winters.
Could this work as an investment property?+
The basement description mentions: Separate entrance, Walk-up, N/A, N/A. If it has a separate entrance, there may be rental income potential — but verify zoning and whether a legal second unit is permitted in Centre Wellington (Fergus) before counting on it.
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