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40 ST. PATRICK STREET, St. Catharines (Downtown) — listed at $399,000. Earn buyer cashback at closing. No catches, just more money in your pocket.
Welcome to this charming and well maintained 2 bdrm 1 bath bungalow in the heart of downtown St. Catharines. This is a great opportunity for 1st time home buyers, couples or those looking to downsize but are not ready for the condo life. This inviting home offers comfortable one-level living with plenty of character. The bright sunroom is a lovely bonus, providing a welcoming space to enjoy your morning coffee, relax with a book, or simply take in the natural light. The home has been maintained in its original style and the opportunity to make it your own over time. Step outside to enjoy the backyard - an ideal spot for gardening, entertaining or simply relaxing outdoors. Conveniently located close to downtown amenities, shops, restaurants, parks & everyday conveniences. A great combination of charm, practicality and location - this bungalow is ready to welcome its new owner! AC 2026, Basement Waterproof/Sump Pump 2017, Furnace 2015, Roof 2007 (id:60164)
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | 3.33 x 3.185 meters |
| Dining room | Main level | 3.722 x 3.609 meters |
| Living room | Main level | 3.314 x 3.117 meters |
| Sunroom | Main level | 4.816 x 1.94 meters |
| Bedroom | Main level | 3.152 x 2.954 meters |
| Bedroom 2 | Main level | 2.992 x 2.832 meters |
| Bathroom | Main level | 2.968 x 1.921 meters |
| Other | Basement | 6.362 x 3.177 meters |
| Utility room | Basement | 3.506 x 2.912 meters |
| Workshop | Basement | 3.294 x 2.85 meters |
Who is 40 ST. PATRICK STREET best suited for?+
With 2 bedrooms and 1 bathroom, this is ideal for a couple, a small family, or as a low-maintenance investment property.
Is there air conditioning?+
Yes — central air conditioning cooling is in place.
Does it have a basement, and is it finished?+
Yes — Partially finished, Full. A finished basement adds meaningful living space beyond the listed square footage.
What's the parking situation?+
This property includes 1 space — No Garage.
What are the ongoing costs beyond the mortgage?+
Budget for annual property taxes of $2,947, heating is forced air, natural gas. Always verify the latest figures with your agent before making an offer — these change yearly.
Is this a good starter home?+
At $399,000, this is priced in starter-home territory for St. Catharines (Downtown). With multiple bedrooms, it has room to grow into. Factor in property taxes when calculating your true monthly cost.
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