Cambridge Housing Market Trends

Benchmark price $662,700 · -4.2% yearly change

Buyer's Market

MLS® Home Price Index Data · Source: CREA · Last updated 2026-09

Composite Benchmark
$662,700
-0.6% from last month · HPI 321.1
Monthly Change
-0.6%
month over month
Yearly Change
-4.2%
year over year
All-Time Peak
$983,300
-32.6% from peak · Feb 2022
Buyer's Market — Cambridge. Prices are declining. Higher inventory gives buyers more negotiating power.

Market Insights

Key signals computed from full price history

Price Recovery from Peak$662,700vs peak $983,300 · Feb 2022
Quarter-over-Quarter-1.2%price change, last 3 months
3-Year Total Return-10.3%trailing 36 months
5-Year Total Return-13.9%trailing 60 months
Price VolatilityLowstd dev of monthly changes: 0.96%
Affordability vs Ontario109%Ontario avg $605,479
Historical Low (Trough)$205,300Feb 2005 · +222.8% above low
Condo vs House Gap$319,500single-family costs more than condos
Best PerformerTwo Storey -2.4%worst: Apartment / Condo -11.3%
Market Momentum Score3.6/10Weak — trend, volatility & conditions

Benchmark Price Trend

12-month composite benchmark price

$691K$683K$675K$667K$659KOct ’25Dec ’25Feb ’26May ’26Jul ’26Sep ’26$662,700Sep ’26

Benchmark Price Over Time

Composite benchmark price history

$691K$683K$675K$667K$659KOct ’25Dec ’25Feb ’26May ’26Jul ’26Sep ’26$662,700Sep ’26

HPI Index Over Time

Composite HPI (base 100)

$335$331$327$323$319Oct ’25Dec ’25Feb ’26May ’26Jul ’26Sep ’26321.1Sep ’26

Property Type Breakdown

Latest benchmark prices by type

Single Family$707,600HPI 338.1
Monthly-0.6%
Yearly-3.6%
One Storey$658,200HPI 329.4
Monthly-2.3%
Yearly-6.3%
Two Storey$729,200HPI 342.7
Monthly+0.1%
Yearly-2.4%
Townhouse$572,500HPI 343.2
Monthly-0.3%
Yearly-5.8%
Apartment / Condo$388,100HPI 216.1
Monthly+0.5%
Yearly-11.3%
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Property Type Details

Detailed breakdown for Cambridge

Property TypeBenchmarkHPI IndexMonthlyYearly12-Month TrendPerf. Rank
Composite$662,700321.1-0.6%-4.2%——
Single Family$707,600338.1-0.6%-3.6%#2
One Storey$658,200329.4-2.3%-6.3%#4
Two Storey$729,200342.7+0.1%-2.4%#1
Townhouse$572,500343.2-0.3%-5.8%#3
Apartment / Condo$388,100216.1+0.5%-11.3%#5

All Ontario Markets

Compare benchmark prices and changes across all 28 Ontario markets.

Board RegionBenchmarkMonthlyYearlyPeakFrom PeakCondition
Oakville Milton$1,023,000-2.0%-4.2%Feb 2022 $1,573,100-35.0%Buyer's Market
Greater Toronto$917,600-0.9%-4.6%Feb 2022 $1,279,800-28.3%Buyer's Market
Mississauga$903,600-1.1%-6.4%Mar 2022 $1,326,500-31.9%Buyer's Market
Guelph and District$720,200+0.6%-3.6%Feb 2022 $976,100-26.2%Balanced Market
Hamilton Burlington$718,600-1.3%-5.1%Feb 2022 $1,031,700-30.3%Buyer's Market
Barrie and District$687,400-1.2%-5.3%Mar 2022 $969,700-29.1%Buyer's Market
Cambridge$662,700-0.6%-4.2%Feb 2022 $983,300-32.6%Buyer's Market
Kitchener Waterloo$630,200+0.3%-5.6%Feb 2022 $943,300-33.2%Buyer's Market
Northumberland Hills$628,600+0.1%-2.5%Mar 2022 $864,400-27.3%Balanced Market
Ottawa$623,500-2.2%-0.3%Mar 2022 $703,100-11.3%Buyer's Market
Lakelands$610,600-1.3%-4.8%Mar 2022 $795,400-23.2%Buyer's Market
Brantford Region$610,000-0.8%-7.7%Feb 2022 $863,000-29.3%Buyer's Market
Windsor Essex$570,000-2.4%-2.4%Apr 2022 $707,000-19.4%Buyer's Market
Peterborough and Kawarthas$568,200-0.8%-3.8%Mar 2022 $743,800-23.6%Buyer's Market
Simcoe and District$567,900+0.4%-3.4%Mar 2022 $701,700-19.1%Balanced Market
Niagara Region$567,400-0.4%-4.6%Mar 2022 $811,700-30.1%Buyer's Market
Woodstock Ingersoll Tillsonburg$566,700-1.8%-5.1%Apr 2022 $788,400-28.1%Buyer's Market
Grey Bruce Owen Sound$555,200-0.9%-1.7%Apr 2022 $667,800-16.9%Balanced Market
London St Thomas$552,500-0.2%-2.6%Feb 2022 $780,400-29.2%Balanced Market
Kawartha Lakes$547,400-1.8%-8.6%Apr 2022 $757,900-27.8%Buyer's Market
Kingston and Area$542,800-1.3%+0.5%Mar 2022 $624,100-13.0%Balanced Market
Huron Perth$538,900+0.9%-2.7%Apr 2022 $687,600-21.6%Balanced Market
Rideau St Lawrence$513,200-5.0%-5.3%Apr 2022 $590,500-13.1%Buyer's Market
Sudbury$498,000-0.3%-1.2%May 2026 $527,300-5.6%Balanced Market
Quinte and District$478,100-2.0%-6.9%Mar 2022 $626,400-23.7%Buyer's Market
Bancroft and Area$420,700+1.2%-13.5%Aug 2022 $521,000-19.3%Buyer's Market
North Bay$418,600-0.2%-1.7%Apr 2022 $440,000-4.9%Balanced Market
Sault Ste Marie$311,800-2.0%-2.4%Sep 2025 $319,400-2.4%Buyer's Market

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Data source: Canadian Real Estate Association (CREA) — MLS® Home Price Index. Last updated 2026-09.

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