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490 SPRUCE STREET, Centre Wellington — listed at $387,500. Earn buyer cashback at closing. No catches, just more money in your pocket.
Welcome to 490 Spruce Street in the highly sought-after year-round section of Maple Leaf Acres, one of Ontario's premier four-season recreational communities on beautiful Lake Belwood. This well-maintained 3-bedroom, 1-bathroom home offers affordable year-round living with exceptionally low carrying costs, including lot fees of just $371.21/month (2026) and property taxes of only $381.47 for the entire year (2025). The open-concept living, dining and kitchen area creates a bright, connected space that's ideal for entertaining or keeping an eye on children and grandchildren. The unique layout includes a side entrance leading directly to the den/flex space, making it ideal for a home office, hobby room, guest area, or multi-generational living arrangement. Designed for easy ownership, the home features durable metal siding and a lifetime metal roof, propane furnace, on-demand hot water system, reverse osmosis water filtration system, concrete driveway, and additional outdoor storage beneath the home as well as a large garden shed. The property is currently vacant, allowing for immediate possession and flexible showings. Life at Maple Leaf Acres feels like a permanent vacation. Residents enjoy access to an indoor saltwater pool and hot tub, outdoor swimming pool, recreation hall, seasonal restaurant, dog park, playgrounds, sports fields, walking trails, and community activities. Outdoor enthusiasts will appreciate direct access to Lake Belwood, including a private boat launch for fishing, boating, and endless summer enjoyment. Located just 10 km east of Fergus, the community offers convenient access to Guelph, Kitchener-Waterloo, Hamilton and the GTA while maintaining a peaceful resort-style atmosphere. With low monthly fees and remarkably low annual taxes, this move-in-ready home offers an affordable opportunity to enjoy year-round living in one of Ontario's most desirable recreational communities. **Please note, some photos have been virtually staged** (id:60164)
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Other | 3.21 x 3.07 meters |
| Living room | Other | 2.4 x 3.52 meters |
| Dining room | Other | 2.85 x 3.52 meters |
| Kitchen | Other | 2.54 x 3.5 meters |
| Bathroom | Other | 2.24 x 1.97 meters |
| Primary Bedroom | Other | 3 x 3.35 meters |
| Bedroom 2 | Other | 2.33 x 3.05 meters |
| Bedroom 3 | Other | 1.91 x 3.05 meters |
| Den | Other | 3.02 x 3 meters |
Is there air conditioning?+
Yes — central air conditioning cooling is in place.
Is 490 SPRUCE STREET a good fit for a growing family?+
With 3 bedrooms and 1 bathrooms, there's room for kids plus a guest room or home office.
Does it have a basement, and is it finished?+
The listing describes the basement as: None. Confirm the finishing status during a showing — it affects both livable space and resale value.
What are the ongoing costs beyond the mortgage?+
Budget for annual property taxes of $381.47, heating is forced air, propane. Always verify the latest figures with your agent before making an offer — these change yearly.
Tell me about the pool.+
This property has a pool: Indoor pool, Outdoor pool. Ask whether it's open year-round or seasonal, and factor in maintenance costs when budgeting.
How is the home heated? Is it efficient?+
Heating is forced air, propane. Ask for past utility bills to understand real heating costs.
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