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103 MAIN Street S, Waterford — listed at $849,000. Earn buyer cashback at closing. No catches, just more money in your pocket.
Circa 1890, Beautifully Reimagined — Welcome Home to Waterford. Some homes are simply lived in. This one is loved — and it shows in every thoughtfully updated corner, from the chestnut-trimmed foyer to the pond out back. Step up onto the covered front porch and through the door into a foyer where original chestnut trim and a graceful staircase set the tone for the character that runs throughout. The main living and dining area flows easily beneath engineered hickory floors, warmed by a gas fireplace — the kind of space that works equally well for a quiet night in or a full house at the holidays. The kitchen is where this home really shines: granite counters, generous casual dining space, a built-in desk for the everyday hustle, and no shortage of storage. A second staircase tucked just off the kitchen leads upstairs — handy, and a nice nod to how these century homes were built to actually be lived in. Just beyond, a large family room offers a second gas fireplace and a view out over the backyard, while a rear mud room leads to the deck — ready for barbecues and long summer evenings. Rounding out the main floor: a two-piece bath, laundry tucked behind a charming antique door, and a private office with its own separate entrance — ideal for working from home without the commute. Upstairs, three generously sized bedrooms with hardwood floors are served by two well-appointed baths — one with heated floors and a soaker tub for slow mornings, the other with a custom 42 x 70 walk-in shower. Outside, mature trees and shrubs frame a beautifully landscaped yard anchored by a tranquil pond, while a two-car garage with its own attached deck and a versatile workshop add space for hobbies, storage, or projects of every kind. Move-in ready and full of character — this Waterford gem is ready for its next chapter. (id:60164)
| Room | Level | Dimensions |
|---|---|---|
| Storage | Basement | 18'9'' x 10'4'' |
| Other | Basement | 11'10'' x 10'5'' |
| Bedroom | Second level | 12'9'' x 15'9'' |
| Bedroom | Second level | 12'3'' x 10'3'' |
| 3pc Bathroom | Second level | 10'8'' x 6'2'' |
| 3pc Bathroom | Second level | 10'2'' x 5'5'' |
| Primary Bedroom | Second level | 17'3'' x 11'8'' |
| Mud room | Main level | 9'0'' x 7'2'' |
| Other | Main level | 7'7'' x 4'10'' |
| Family room | Main level | 19'5'' x 20'2'' |
| Office | Main level | 9'7'' x 8'6'' |
| 2pc Bathroom | Main level | 6'4'' x 5'4'' |
| Eat in kitchen | Main level | 12'6'' x 31'6'' |
| Other | Main level | 10'2'' x 8'10'' |
| Dining room | Main level | 8'9'' x 12'1'' |
| Living room | Main level | 16'10'' x 12'1'' |
| Foyer | Main level | 12'5'' x 8'10'' |
Does it have a basement, and is it finished?+
Yes — Unfinished, Partial. A finished basement adds meaningful living space beyond the listed square footage.
This home was built in 1890 — what should I watch for?+
Homes from this era may have original wiring, plumbing, or insulation. Key checks: electrical panel (100 vs 200 amp), roof age, furnace age, and whether the basement has ever had water issues. A thorough home inspection is essential.
How many fireplaces are there, and what type?+
This home has 2 fireplaces. Confirm the fuel type (wood, gas, or electric) and have it inspected — especially wood-burning, which needs a WETT certification for insurance.
Is there air conditioning?+
Yes — central air conditioning cooling is in place.
How is the home heated? Is it efficient?+
Heating is forced air, natural gas. Gas heating is generally the most cost-efficient option in Ontario winters.
What are the ongoing costs beyond the mortgage?+
Budget for annual property taxes of $4,046.51, heating is forced air, natural gas. Always verify the latest figures with your agent before making an offer — these change yearly.
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