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192A ONTARIO STREET, St. Catharines (Downtown) — listed at $459,000. Earn buyer cashback at closing. No catches, just more money in your pocket.
Exceptional solid 3 bedroom brick home with Res/Comm M1 zoning, plus lower level one bedroom unit.Immaculately maintained and full of possibilities offering a rare combination of comfortable family living, multigenerational flexibility. Outstanding work-from-home or professional uses including drs office, registered massage therapist practice, lawyers office, mortgage broker or other permitted business opportunities. Main level offers 3 bedrooms, one bathroom, French doors, beautiful wood floors and doors add a cosy living experience. The lower level adds even more flexibility with a one bedroom unit making it an excellent option for rental income or a place for extended family, aging parents while keeping everyone under one roof. Enjoy outdoor living on the large deck with pergola covering. Modern new windows installed May 2026 and radiant/boiler heating and water heater installed 2020. The property also features a 1 1/2 car garage ideal for storage, workshop or a hobby enthusiast. This unique property is a rare opportunity to combine home, family, business and income property in one exceptional property. (id:60164)
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | 2.67 x 3.32 meters |
| Utility room | Basement | 1 x 4.1 meters |
| Bedroom | Main level | 3.15 x 3.34 meters |
| Bathroom | Second level | 2.12 x 2.32 meters |
| Kitchen | Basement | 1.76 x 2.43 meters |
| Bathroom | Basement | 2.22 x 1.68 meters |
| Bedroom | Basement | 2.57 x 3.25 meters |
| Primary Bedroom | Second level | 3.16 x 3.62 meters |
| Recreational, Games room | Basement | 5.07 x 4.78 meters |
| Dining room | Main level | 3.14 x 3.36 meters |
| Laundry room | Basement | 3.53 x 3.26 meters |
| Living room | Main level | 4.6 x 3.36 meters |
| Bedroom | Second level | 2.69 x 3.61 meters |
Is this a good starter home?+
At $459,000, this is priced in starter-home territory for St. Catharines (Downtown). With multiple bedrooms, it has room to grow into. Factor in property taxes when calculating your true monthly cost.
What's the parking situation?+
This property includes 4 spaces — Detached Garage, Garage.
Is there air conditioning?+
Yes — window air conditioner cooling is in place.
Is 192A ONTARIO STREET a good fit for a growing family?+
With 4 bedrooms and 2 bathrooms, there's room for kids plus a guest room or home office. The 1.5-storey layout keeps living and sleeping areas separated.
Does it have a basement, and is it finished?+
Yes — Finished, Full. A finished basement adds meaningful living space beyond the listed square footage.
How is the home heated? Is it efficient?+
Heating is baseboard heaters, radiant heat, electric, natural gas. Gas heating is generally the most cost-efficient option in Ontario winters.
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