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15 PHIPPS STREET, Fort Erie (Central) — listed at $399,900. Earn buyer cashback at closing. No catches, just more money in your pocket.
This move-in-ready 1.5-storey home is just steps from the Niagara River with views of the Buffalo skyline. Located in a quiet, family-friendly Fort Erie neighbourhood, this low-maintenance property blends character with modern convenience. Featuring 2 bedrooms, 1.5 bathrooms, heated floors throughout the main level, SMART-controlled heat pumps for efficient heating and cooling, and a fully renovated kitchen with updated cabinetry, countertops, backsplash, and included SMART appliances. Recent updates include flooring, bathroom renovation (2023), crawlspace encapsulation (2021), fencing (2022), asphalt driveway + concrete pad (2019), irrigation system (2022), and more. The updated and encapsulated crawlspace provides added peace of mind, without the worry of a traditional basement and its potential for leaks or flooding. Enjoy morning coffee from the front porch, waterfront walks just seconds away, and peaceful year-round views of the river. Detached workshop/living space includes its own heat pump and updated hydro for added flexibility and comfort, with an easy switchover for future garage usage. A fantastic opportunity for buyers seeking lifestyle, comfort, and modern upgrades in a prime location near the water. (id:60164)
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | 4.04 x 3.78 meters |
| Living room | Main level | 5.03 x 5.79 meters |
| Bathroom | Main level | 2.46 x 1.96 meters |
| Laundry room | Main level | 2.87 x 2.67 meters |
| Mud room | Main level | 2.34 x 1.24 meters |
| Primary Bedroom | Upper Level | 3.48 x 4.06 meters |
| Bedroom 2 | Upper Level | 2.87 x 3.12 meters |
| Bathroom | Upper Level | 1.47 x 1.12 meters |
Is this a good starter home?+
At $399,900, this is priced in starter-home territory for Fort Erie (Central). With multiple bedrooms, it has room to grow into. Factor in property taxes when calculating your true monthly cost.
What are the ongoing costs beyond the mortgage?+
Budget for annual property taxes of $2,528, heating is heat pump, baseboard heaters, radiant heat, natural gas. Always verify the latest figures with your agent before making an offer — these change yearly.
Does it have a basement, and is it finished?+
The listing describes the basement as: Crawl space, None. Confirm the finishing status during a showing — it affects both livable space and resale value.
Is there air conditioning?+
Yes — window air conditioner, wall unit cooling is in place.
Who is 15 PHIPPS STREET best suited for?+
With 2 bedrooms and 2 bathrooms, this is ideal for a couple, a small family, or as a low-maintenance investment property.
How is the home heated? Is it efficient?+
Heating is heat pump, baseboard heaters, radiant heat, natural gas. Gas heating is generally the most cost-efficient option in Ontario winters.
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