Mortgage Calculator

Calculate Your Mortgage & Plan Your Next Home Purchase

Estimate Your Monthly Payments Instantly

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Mortgage Calculator

Calculate Your Mortgage & Get Your Free Amortization PDF

Estimate your home purchase, closing costs, and land transfer fees with our free Ontario real estate calculators

Mortgage Calculators (FAQ)

Frequently Asked Questions

Everything you need to know about mortgage calculations, closing costs, and land transfer taxes in Ontario

What is a mortgage calculator and how does it work?

What is a mortgage calculator and how does it work?

A mortgage calculator estimates your monthly payments based on the home price, down payment, interest rate, and amortization period.

How accurate are these mortgage calculator results?

How accurate are these mortgage calculator results?

They provide estimates to help plan your budget, but actual mortgage payments may vary depending on lender terms and additional fees.

What are closing costs and how do I calculate them?

What are closing costs and how do I calculate them?

Closing costs include legal fees, land transfer taxes, and other expenses when buying a property in Ontario. Our calculator helps you estimate these costs.

What is the land transfer tax and who pays it?

What is the land transfer tax and who pays it?

In Ontario, the buyer pays the land transfer tax when purchasing a property. Our Land Transfer Tax Calculator provides an accurate estimate.

Can I use these calculators for investment properties?

Can I use these calculators for investment properties?

Yes! They can help you plan budgets and potential rental income scenarios for investment properties in Ontario.

How do I know how much I can afford?

How do I know how much I can afford?

Use the Purchase Price Calculator to see monthly payments and compare them with your budget, then contact a local Realtor® for personalized guidance.

Does the calculator consider property taxes and insurance?

Does the calculator consider property taxes and insurance?

Some calculators allow you to include estimated property taxes and insurance for a more complete monthly payment estimate.

Can first-time homebuyers benefit from this page?

Can first-time homebuyers benefit from this page?

Absolutely! These calculators help first-time buyers understand affordability, closing costs, and land transfer taxes before starting the buying process.

How can Rohit Sharma help me after using the calculators?

How can Rohit Sharma help me after using the calculators?

Rohit can provide expert real estate guidance, show you homes within your budget, and help you plan the purchase process efficiently.

Is there a way to get a copy of my calculations?

Is there a way to get a copy of my calculations?

Yes! Submit your details through the form, and you will receive a copy of your mortgage calculations. Contact Rohit Sharma to discuss if you have any questions about your results or home buying options.

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Whether you’re buying, selling, renting, or managing properties, I’m here to provide expert guidance tailored to your unique needs. No obligation, no pressure—just honest advice and personalized service to help you succeed in Caledonia, Haldimand County, and beyond. Let’s discuss your goals and create a plan that works best for you.

Real Estate Agent Rohit Sharma

rohit k sharma

Real Estate Agent

LOMBARD GROUP REAL ESTATE INC.,BROKERAGE

LICENSED, BY REAL ESTATE COUNCIL OF ONTARIO

MEMBER, TORONTO REAL ESTATE BOARD

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